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That $40.00 handbag? The shopaholic in me says big fat “HELL YES IT WILL HELP”. And while most of the time I love to listen to that over zealous shopper, I am not so good with my money. That is where the problem is. I would not say that it has hit a catastrophic level but I do get tired of always having to “just” get by.

Today I found out that boyheads braces are going to be a crap-ton and they need a down payment before we can start. I find myself needing $ and nothing put away for this, yet again. The monthly payments are peanuts compared to the up front money. So like always I have to do some financial gymnastics to be able to make this happen.

This is getting old. I am a grown up who has a good paying job, this really should not be the way it works. I basically live paycheck to paycheck, with a week worth of worry as to if I am going to make it. I AM TIRED OF THIS PATTERN! But here I am again.

I guess the highlight of this is that I don’t have any out standing debt, that reads I had issues with credit cards and after I finished a “program” I do not have debt or credit cards and will not have them ever again. I kinda wish I just had one for this sort of moment, but then there is always a chance that there is an emergency need of a handbag or really cute shoes just have to be purchased or I may die! See that last statement is why I can’t have credit cards ever again.

I have to get a grip in this I have to start thinking about putting the kid through college in 3 years. Talk about a crap-ton of green needed for that. I was doing better but there is alway something. So along with the million other things I am looking to improve this will be added to the list. Sigh, that list is very long, very much a fixer up I seem to be.